How repayment order changes as financial stress becomes more immediate
21 May 2026
When customers fall behind on repayments, the first missed payment is often treated as an early warning signal, but repayment behaviour is rarely that simple.
Fraud, Scams and Identity Risk in Credit: Key Insights from the AICM SIG Session — May 2026
21 May 2026
Fraud is no longer a back-office operational concern — it is a technology challenge, a process design challenge, and an industry-wide challenge that demands a coordinated response. That was the clear message from AICM’s opening Special Interest Group session of 2026, which brought together credit professionals from across financial services, telecommunications, trade credit, and consumer lending to share frontline experiences and explore practical solutions.
Australian businesses are under pressure and the warning signs are flashing earlier than ever
21 May 2026
Australia’s business community is facing a more unforgiving operating environment, and the stress is no longer theoretical. It’s showing up clearly in cash flow behaviour. CreditorWatch’s April Business Risk Index reveals that late payments are now at their highest level in six years, with a growing share of invoices slipping more than 60 days overdue. This matters because payment behaviour is one of the most reliable forward indicators of insolvency. When businesses start paying late, it’s usually a sign that pressure is already embedded in the system.
Payday Superannuation: Mandatory Payment Timing Changes from 1 July 2026
21 May 2026
From 1 July 2026, employers will be required to pay superannuation contributions on each payday, rather than on a quarterly basis. This is one of the most significant changes to superannuation administration in recent years and has real implications for cash flow, systems and governance.
Australia’s energy shock is exposing hidden fault lines in business credit risk
16 April 2026
For Australian credit professionals, the most dangerous risks are rarely the ones making headlines. They are the pressures quietly building beneath the surface - in payment behaviour, tax arrears and cash-flow stress - long before insolvencies spike.
How Direct-Source Data Helps Mitigate Document Fraud and Liar Loans
16 April 2026
The transition from physical forgery to sophisticated digital manipulation is well underway, with application fraud presenting a growing threat in consumer lending. Armed with generative AI tools, fraudsters are now capable of overwhelming traditional detection defenses during both digital and manual onboarding.
AI & Emerging Tech: Real-world applications transforming credit assessment, automation, and fraud detection
15 April 2026
AI is moving from being an innovative technology to a growing component of today’s credit system. What was once regarded as an emerging capability now supports organisations in making quicker credit decisions, automate risk procedures, and enhance fraud detection in a rapidly changing threat environment.
This Federal Court decision concerns the successful annulment of a sequestration order under s 153B of the Bankruptcy Act 1966 (Cth). The case provides a clear example of how a bankruptcy may be set aside because the debtor was solvent at the time the order was made, even where the debtor did not appear at the original hearing.
Develop, implement and monitor policy and procedures for credit
16 June 2026
This course covers the content for the unit of competency FNSORG512 - Develop, implement and monitor policy and procedures which forms part of the FNS51522 Diploma of Credit Management qualification.
This year’s theme, Balance and Bloom, invites you to be part of an afternoon dedicated to growth, connection, and celebrating the remarkable women shaping the credit industry. With this year’s theme, Balance and Bloom, our WINC communities will continue to flourish together as we enter a new decade of connection and impact.
This milestone event is always a highlight on the AICM calendar, and tickets are expected to sell quickly. To avoid missing out, we encourage you to secure your place early and join us for an afternoon of connection, inspiration, and celebration with women across the credit profession.
Enjoy meaningful conversations, hear from our soon‑to‑be‑announced keynote speaker, and be part of a community that continues to grow, evolve, and uplift one another.
Credit toolboxes are a unique opportunity to learn and refresh on the fundamentals of credit management from credit professionals with extensive real world experience.
It’s your chance to mingle with the 2026 finalists and witness the crowning of the Victorian champions who will compete at the National Conference in October.
This course has been developed to provide a sound foundation for the operation of trusts from the viewpoint of a credit provider and built around certain due diligence points when extending credit and trading with trusts. It will provide detailed information on understanding the reasons behind why a trust would be created and in what circumstances would be suitable to have a trust structure in place.
In this session we will cover the basic understanding required in the credit arena from the approval of the application form through to the maintenance of the account, along with the identification of a possible doubtful or bad debt.
It’s your chance to mingle with the 2025 finalists and witness the crowning of the South Australian champions who will compete at the National Conference in October.
Strait Link has a proud history as a vital link in the supply chain between Tasmania and the Australian mainland. As an end-to-end logistics provider, our people play a key role connecting Tasmanian businesses and communities across Australia and globally through our sea freight services between Melbourne and Burnie.
Job Description
As an Accounts Receivable Officer, you will manage credit and collections across a defined customer portfolio, including RCTI customers. You will ensure timely payments, minimise overdue debt, and support cash flow objectives while maintaining strong customer relationships.
• Manage collections across a customer portfolio, resolving disputes and reducing overdue debt.
• Utilise extensive experience with Recipient Created Tax Invoicing (RCTI).
• Support cash flow targets by meeting KPIs and minimising bad debt risk.
• Reconcile accounts, investigate discrepancies, and process credits or journals.
• Collaborate with internal teams and customers to resolve non-payments.
• Monitor and escalate debt risks while maintaining accurate records.
• Prepare reports and insights for account managers and finance leadership.
• Ensure compliance with credit policies and contribute to process improvements.
• Assist with ad hoc finance projects.
Desired Skills and Experience
• Proven experience in Accounts Receivable or a similar finance role.
• Strong experience working with RCTI (Recipient Created Tax Invoicing).
• Excellent communication and negotiation skills.
• Strong reconciliation and problem-solving abilities.
• Ability to build and maintain professional relationships.
• Strong time management skills and ability to meet deadlines.
• High attention to detail and accuracy.
• Experience working with financial systems and reporting tools (desirable).
An inclusive workplace, works for everyone
We celebrate difference. At Strait Link we are committed to a diverse and inclusive workplace that gives everyone the chance to contribute to a bigger and brighter future with us. As an Equal Opportunity Employer, we welcome and invite applications from people of all ages, cultural backgrounds, genders, sexual orientations, people living with disabilities, neurodiverse individuals and Aboriginal and Torres Strait Islander Peoples. If you need additional support to be your best self during the application process, please let us know.
We appreciate your understanding that we are not accepting applications or CVs from agencies. For any queries, please email askHR@straitlink.com.au
We have several roles currently advertised, which means our recruitment process may take longer than usual. As such, we thank you for your patience.
If you're ready to take the next step in your finance career and enjoy working in a fast-paced industry, we’d love to hear from you.
Debt Collector / Legal Accounts Officer
Applications close: 12 June 2026
Melbourne Debt Collectors & Rothwell Lawyers – Melbourne VIC - Full/Part Time / 4-5 Days Per Week, hybrid
About Us:
Melbourne Debt Collectors and Rothwell Lawyers are seeking a motivated and professional Debt Collector / Legal Accounts Officer to join our growing team in Melbourne.
This is a unique dual-role opportunity working across both debt recovery and legal support services, ideal for someone who enjoys variety, client interaction, and problem-solving in a professional environment.
We pride ourselves on maintaining ethical, results-driven practices while providing excellent service to our clients across Australia.
The AICM Job board is the place to find experienced credit professionals to join your team but if you're looking for the next generation who aren’t aware of what a great career credit is yet our Traineeship program in collaboration with Maxima could be an efficient way to find new talent and upskill them with AICM training.
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